Financial planning is not a product. It is a long-term process. It is a way of managing your money with purpose, helping you move toward the goals that matter most to you.

It is not as straightforward as it might seem. In a perfect mathematical world, personal wealth would grow steadily and exponentially. In reality, there are countless financial pressures, both expected and unexpected, that can slow or even reverse that growth at every stage of life.

At its core, financial planning is about anticipating those pressures, creating a strategy that aligns with your goals, and taking consistent, informed action to stay on track.

We believe it can be challenging to objectively evaluate your own financial situation. That is why working with a financial planner can be so valuable, providing the clarity, guidance, and support needed to make decisions and take action with confidence.

The CERTIFIED FINANCIAL PLANNER™ certification is awarded by the Certified Financial Planner Board of Standards, Inc. to financial advisors who meet rigorous initial and ongoing qualifications.

What sets the CFP® certification apart from other designations is its focus on the comprehensive financial planning process. This process brings together all aspects of your financial life, which for most Americans involves far more than just investing.

CFP® professionals are trained and experienced in a wide range of areas, including money management, insurance planning, investment planning, retirement planning, tax planning, and estate planning.

Our clients come from diverse backgrounds, careers, and life stages. While each person’s situation is unique, we typically work with individuals who share some of these qualities:

• Motivated to achieve their financial goals
• Open to working together and discussing their finances
• Interested in building a long-term relationship with a financial planner

While we work with a variety of clients, we are not the right fit for everyone. We may not be the best match for individuals who:

• Are looking for the latest stock tip
• Focus on daily market returns
• Believe they can consistently outperform the market
• Regularly choose not to follow through on professional advice

We value the opportunity to meet in person at our office and connect face-to-face. However, we are equally happy to hold meetings by phone or through Zoom video conferencing if that is more convenient for you.

If you want to schedule an appointment with us, visit this page. 

No. Because our firm is digitally focused, you can work with us from almost anywhere. Our advisors are registered in multiple states, and if an in-person meeting is not possible, we are glad to connect by phone or through Zoom video conferencing.

If you want to schedule an appointment with us, visit this page. 

No. We offer a no-obligation consultation so we can get to know each other and see if we are a good fit.

After scheduling your initial consultation, there are a few simple steps to complete.

Here is what to expect:

You will receive a confirmation email with a link to sign up for our client portal, AdviceWorks.

During the signup process, you will be asked to provide some personal information.

You can upload any financial documents you would like us to review during the consultation. You may also link third-party accounts such as bank, investment, or loan accounts to AdviceWorks so we can review them in advance.

Completing these steps promptly helps us prepare thoroughly for your consultation and ensures we can make the most of our time together.

You can call our office at (248) 626-3120 or email any of our advisors, or click here to schedule an appointment.

We are compensated in several ways, and the structure may vary depending on the scope of our engagement. These fees cover all of the services we provide.

Our compensation may include:

• Investment advisory fees
• Commissions

No. We believe everyone deserves access to professional financial advice, which is why Financial Network has no asset minimum.

If it is in our client’s best interest, we may recommend a product that pays a commission when it meets a specific need. In addition, some financial products are available only on a commission basis.

In most cases, we do not recommend or solicit the purchase of individual securities for our clients. However, we can process these transactions upon a client’s request.

Yes. We can open and service many investment accounts using DocuSign. However, some forms still require a physical (“wet”) signature.

Forms that require a wet signature can be securely uploaded to AdviceWorks, our client portal.

We provide written financial plans upon request.

Our client portal, AdviceWorks, integrates with Envestnet MoneyGuide, a collaborative financial planning software that supports goal-based planning for our clients.

We see financial planning software as a valuable conversation starter, but it cannot capture important non-numerical factors.

Because financial planning is complex, we choose to deliver advice in clear, manageable segments rather than presenting a single, lengthy plan.

Our client portal, AdviceWorks, is an easy-to-use digital platform that makes it simple to collaborate with us and stay connected to your financial picture. Through AdviceWorks, you can:

• View all accounts, policies, and contracts opened or purchased through our firm
• Access official statements for accounts held with Pershing (Brokerage and Advisory Accounts)
• Link third-party accounts such as bank accounts, credit cards, real estate, and more
• Store and share financial documents securely in an online vault
• Create and update your financial goals and priorities, and track your progress toward them