New Year’s Resolution: Set “SMART” Financial Goals
Happy New Year! It is that time of year again! The time when millions of people make New Year’s resolutions in the hopes of sparking positive change. If getting your financial life in order is part of this year’s resolution, the best way to do so is to set “SMART”...
How a Good Credit Score Can Save You Thousands of Dollars
A good credit score is an important part of your financial health because it can unlock many savings and benefits. This includes access to loans and credit cards with the most favorable terms. Unfortunately, most people do not think about their credit score often. In...
Pros and Cons of Purchasing a House: Why Your Home Is Not an Investment
For some people, owning a house is the fulfillment of the American dream. If you decide to purchase a home, it will probably be one of the biggest financial decisions you will make in your life. Therefore, it is important to consider the pros and cons of...
Strengths and Weaknesses of the 50/30/20 Budget
If you ask your family and friends how they budget their finances, you are likely to get different answers. In my experience, there is no singular method that works for everyone. However, there are some guidelines that help make the process easier. The 50/30/20...
