Comparing a Diversified Portfolio to an Index is Misleading
Too often, investors measure the success of their portfolios or the effectiveness of their financial advisors relative to the performance of well-known stock market indices. While it is important for investors to have a tool to measure the success of an investment...
The Cost of Market Timing
In a previous article, I discussed the cost of waiting to invest for retirement. Once you made the decision to invest, it is important to decide on an investment strategy. Two common investment strategies are called “buy and hold” and “market timing”. A buy and...
How Often Should I Contribute to a Roth IRA?
The most popular investing question people ask me is how much they should invest. Assuming it makes sense for their financial situation, I usually encourage them to invest as much as they can. A common follow-up question they ask is what type of account they should...
Health Savings Account: The Secret Retirement Account
Do you have high-deductible health insurance plan through work or a non-government policy you purchased yourself? If so, you might have access to a great a great retirement account you never heard of. It is called a Health Savings Account (HSA) and it is a hidden gem...
